We offer a range of insurance solutions including auto, home, boat, toys, bonds and business insurance.
In 2022, the insurance industry as a whole suffered more than $26 Billion dollar underwriting loss. This was in a large part due to natural disasters coupled with the cost of building materials - lumber, steel, and materials to repair vehicles has increased dramatically over the last couple of years. All of this has led to unprecedented increases in insurance rates, across the board with every carrier we are aware of.
A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.
Yes, we offer insurance options specifically designed for home-based businesses.
Your auto insurance policy may cover damages to your vehicle, liability for bodily injury or property damage, and other optional coverages such as roadside assistance.
Factors that may affect your insurance premium include your age, driving record, location, type of vehicle, coverage options and annual mileage.
No. You do not need a new home appraisal during the renewal or coverage change process.
When speaking with your agent to set up your policy, any valuables you are concerned about and our agent can review your policy and recommend changes to ensure your valuables have proper coverage.
The amount of life insurance you need will depend on factors such as your income, debts, and family's financial needs. Our agents can help you determine the appropriate amount of coverage.